Rimoswap / Savings
Lock your crypto and earn a fixed rate
Put cNGN, USDT or Bitcoin away for a set number of days and earn an agreed rate on it. You know the exact figure before you lock, and the rate you agree cannot be changed afterwards.
The useful parts
Built around what you came to do
You see the exact figure first
Before you confirm: what you lock, the day it unlocks, the interest to the last decimal, and what breaking early costs.
Feature 1Longer terms, better rates
A plan can offer several lengths, each with its own rate — 30 days at one rate, 180 at a higher one. You pick the length when you lock, and the rate follows your choice.
Feature 2Take the interest as it suits you
Where a plan allows it, choose to be paid monthly, quarterly, yearly, all at the end, or the whole amount upfront. The instalments land in your balance on their own.
Feature 3Breaking early never costs your deposit
Change your mind and your deposit comes back. You give up a share of the interest earned — never any of what you put in.
Feature 4The product, not a mock-up
See what you’ll actually use
Every figure stated before you commit: the rate, the unlock date, the interest, and the cost of changing your mind.
From start to done
Three steps. No detours.
- 01
Pick a plan and a length
Each plan sets the coin, the lengths on offer and the rate for each one. The interest is shown in full before you commit.
- 02
Lock the amount
It moves into the lock straight away, with a countdown until it opens.
- 03
Get paid
Interest arrives on the schedule you chose. On the final day your deposit and the rest land back in your balance. Nothing renews on its own.
Straight answers
Before you start
How is the interest worked out?+
Rates are annual, shared out over the days you lock for: 14% a year over 90 days pays about 3.45%. The app shows the exact figure before you confirm.
Can I get my money out before the term ends?+
On most plans, yes. Your deposit comes back in full and you keep a share of the interest earned up to that day — the plan states the share before you lock. Some plans run to the end and say so, and the app will not let you break those.
What if Rimoswap changes the rate later?+
It does not affect money already locked. The rate and the term are fixed at the moment you lock, and a change only applies to locks opened afterwards.
Do I earn anything for inviting someone?+
Yes. If someone you introduced locks funds and holds them to the end of the term, you earn a commission on what they locked. It is paid when their lock matures, so a lock that is broken early earns nothing.
Ready when you are
Start saving
Free to open. Clear before you confirm.